Personalise a list of sources of help relevant to you
This is a quick overview of the resources relevant to you on all money related problems
We will show you a useful source, one at a time Skip if it is not relevant and Save to List if it is
When finished, go to My List and explore the sources in full to see how they can help you
Benefits
Check what you're eligible for from the UK government
Benefits
Check what you're eligible for from the Scottish government
Council tax
Check if you’re eligible for a discount, exemption or reduction
Scottish Crisis grants
Check if your eligible for emergency funds (which don’t need to be paid back)
Scottish Community care grants
See if you're eligible for funds to help live independently
Help to manage food costs
Explore how to cut down on food bills
Help with energy bills
Check if you are eligible for discounts and savings
Next, we’ll show you a few resources that might help you if you are in arrears for anything
For example, if you’re late making Council Tax payments and have received a demand
Not relevant to you? Just skip this section
Talk to your council about your arrears
You can use Scottish Government’s Local Authority Finder to help direct you to your Local Authority’s website to find how to talk to them about your council tax issues.
Check what to do about Scottish Water & Sewerage
If you are struggling to pay your Water and Sewerage charges speak to your local council
Apply for a Warm Home Discount
Warm Home Discount can provide you with a payment off your electricity bill.
People receiving benefits
This section is for those already receiving benefits
Not relevant to you? Just skip this section
Winter Fuel payments
If you are of pension age, get help with energy bills
Change how your Universal Credit is paid
Spread payments, or have some paid direct to a landlord.
Check your eligibility for a Budgeting Loan or Budgeting Advances
If you are on certain benefits, this can help you with buying household essentials such as a washing machine.
Check out low cost phone and broadband tariffs
BT and other providers are offering low-cost packages
Cold weather payments
If you are receiving benefits, get help with energy bills during cold weather periods
Have children or are pregnant?
Have children aged 16 or under?
Not relevant to you? Just skip this section
Scottish Pregnancy & Baby Payments
Check if you're eligible with help towards costs of having a new child
Scottish Best Start Foods
Check if you're eligible with help towards buying healthy food for children under 3
Transport to School
Check if you're eligible with help towards costs of getting your children to school
Education Maintenance Allowance
If you're aged between 16 & 19, get support to continue studying
School clothing grants
If you're on a low income, get support with kitting out your child for school
Young people in Scotland?
Aged 16-24?
Not relevant to you? Just skip this section
Scottish Young Carer's grant
If you're aged between 16 & 18, get extra financial support
Check eligibility for Job Start payments
If you are eligible, you will receive a one-off grant to help with the costs of starting a new job
Over 60s
Aged over 60?
Not relevant to you? Just skip this section
Free bus pass
Apply for your National Entitlement Card and get help towards public travel costs
Winter Fuel payments
If you are of pension age, get help with energy bills
Bereavment and funerals
Dealing with bereavement or funeral costs?
Not relevant to you? Just skip this section
Scottish Funeral support payments
If you're on a low income, get help with funeral costs
Bereavement Support Payments
Check if you're eligible for help to ease financial worries after your partner's death
Have a disability or mobility issues?
This section is for anyone who has, or is looking after someone who has a mental or physical disability, or a condition that affects their mobility
Not relevant to you? Just skip this section
Check eligibility for the ILF Scotland Transition fund
This fund helps you to take part in a new activity or learn a new skill, for example training courses, art or music lessons.
Blue badge scheme
Apply for your badge to get help with parking
Disabled band reduction scheme (Council Tax)
If you need a larger house due to your disability, reduce your council tax to a lower band
Renters?
This section is for anyone who rents their accommodation
Not relevant to you? Just skip this section
Help with rent payments
If you rent from a council, private landlord or housing association, get help with paying your rent
Check your eligibility for Discretionary Housing Payments
This is extra money paid by your local council to help you pay your rent.
Home owners?
This section is for anyone who owns their home
Not relevant to you? Just skip this section
Check your eligibility for Support for Mortgage Interest Loan
This can help pay for the interest on your mortgage or home loan.
Check your eligibility for the Rent a Room scheme
The UK Government lets you earn up to £7500 per year tax-free if you let out a furnished room in your home
Managing your money
This section provides hints and tips to help you reduce costs and save money
Not relevant to you? Just skip this section
Check if Home Energy Scotland can make your energy bills cheaper
Their specialist advisers can help you access both national and local funding as well as other energy efficiency measures.
Use online budgeting tools
Our recommended online budgeting tools will help you organise the information you need
Check your tax code
It's important to check your tax code, especially if you've recently started a new job to make sure you aren’t paying too much
Check you’re being paid the right wage
You can check if you are being paid the right amount using GOV.UK’s National Minimum Wage calculator.
Check if you are eligible for tax relief
You might be able to use Tax Reliefs to pay less tax.